Account Risk & Credit Limit Suggestions
The AI assistant reviews each customer account's payment history, late payment patterns and balance trend, then drafts a risk score and a suggested sales/credit limit. The suggestion guides you; the final limit decision and the responsibility for it stay with you.
Pre-launch offer: switch to B2BPro today, and as AI features ship let each join your plan free of charge, as a limited free usage tier.
In development, not live yet. Pre-launch customers keep the free tier.
This feature works from the real data you already keep in B2BPro: current account movements, collection history, late payment durations, open balance and credit limit. The goal is to help you answer the question "how much open credit can I extend?" for each dealer based on how the account actually pays you, rather than on a hunch. To be clear, this AI feature is not live yet; it is in early access and still under development. When it ships, the assistant will present a risk score and a suggested limit draft, explain the reasoning behind it and ask you to review. It does not change the limit on its own, does not close accounts and does not move money. Approval and the final decision rest entirely with you.
Clear suggestions, the decision is yours
Every suggestion is yours to approve, edit or dismiss. B2BPro AI suggests, you decide.
Request a Free DemoFor this account, the suggested risk score based on payment history is Medium-High. Over the last 3 months, average late payment rose from 12 days to 27. Would you consider lowering the suggested sales limit to ₺150,000? The decision is yours.
ABC Dealership's payment behavior looks like it has improved: all of the last 6 payments were on time. Based on the past trend, I have drafted a suggestion to raise the credit limit to ₺200,000. If you approve, I will leave the application to you.
Heads up: XYZ Trading's open balance reached 85 percent of the limit in the last two weeks, and the last collection was 18 days late. I have noted this as an early risk signal; would you like to review their orders?
There is not enough payment history yet for this new account. Rather than giving a firm limit suggestion, I would advise starting with a cautious limit; I will update the suggestion as the data builds up. You set the final limit.
Why it matters
Data-driven risk score
The assistant looks at data you already have in B2BPro, such as payment history, average late payment, overdue balance ratio and balance trend, to draft a clear risk score for the account. It also shows how the score was reached, with the reasoning behind it.
A suggested limit, your call
Based on the account's past behavior, a suggested sales/credit limit is presented as a draft. This is decision support; raising the limit, lowering it or ignoring the suggestion is entirely up to you. The assistant never applies a limit on its own.
Early risk signal
When an account's payment pattern starts to slip, late payments grow or the balance trend climbs, the assistant flags it and brings it to your attention. That way you catch the risk before collection gets difficult; the decision to act is still yours.
Your data stays yours
When it ships, this feature works with your own data inside B2BPro. Your data belongs to you, is not used to train shared models, and is processed in line with the principles of KVKK (Law No. 6698).
How it works
Works from your existing data
The assistant builds on the current account movements, collections, late payment durations and open balances already in B2BPro. You do not need to enter new data; it works with the sales and collection data you already use.
Drafts a score and a limit
From the account's payment history and balance trend, it produces a risk score and a suggested limit draft, and clearly states the reasons behind the suggestion. For example, it highlights recent months' late payments and balance growth.
It asks, you approve
The suggestion comes to you on screen and asks you to review it. You can accept the limit as is, edit it or ignore it. No limit change is applied until you approve it.
Flags it as risk changes
When an account's payment pattern deteriorates, the assistant reassesses the situation and brings it to your attention. The decision and the action are always yours; the assistant only suggests and flags.
Frequently asked questions
Is this feature available right now?+
No. Account Risk & Credit Limit Suggestions is not live yet; it is in early access and under development. This page explains clearly what the feature will do when it ships. If you become a B2BPro customer today, the feature is included in your plan as a free usage tier once it launches.
Does the AI change the limit on its own or close accounts?+
No. The assistant only presents a risk score and a suggested limit draft, explains its reasoning and asks you to review. Applying the limit, changing it or ignoring the suggestion is entirely up to you. The assistant does not decide on its own and never moves money.
What data will the suggestions be based on?+
When it ships, the feature relies on your own data already in B2BPro: current account movements, collection history, average late payment duration, overdue balance ratio and balance trend. It does not buy an external credit score; suggestions are produced from your customer's payment history with you.
Is our data safe, and is it used to train models?+
Your data belongs to you and is not used to train shared models. Processing is carried out in line with the principles of KVKK (Law No. 6698). The assistant produces suggestions with your data, for you; your commercial and financial information is not shared with other customers.
Pre-launch offer: switch today, use the AI free as it ships
Switch to B2BPro today; as AI features go live, let each join your plan as a limited free usage tier. Request a free demo.