An extra verification layer for card payments
3D Secure is an additional security layer that verifies the cardholder's identity during online card payments. With a one-time password sent by the bank or an in-app approval during checkout, the transaction is confirmed to have been made by the genuine cardholder.
Why does it matter?
Obtaining the card number alone is not enough; the transaction is completed only if it passes the bank's verification. This protects both the cardholder and the merchant against unauthorized transactions and chargeback risk.
How is it applied in B2BPro?
In B2BPro, Dealer Payment Link and payment gateway collections are processed with 3D Secure. When a dealer collects payment through the link sent to their end customer, the transaction is verified on the bank's secure screen; once the collection is approved, it is automatically posted to the relevant customer account.
Frequently asked questions
Are collections taken via the Dealer Payment Link protected by 3D Secure?
Yes. Card collections made through the Dealer Payment Link go through 3D Secure verification; the payment is approved on the bank's secure screen.
Other standards
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