Banks Integration

Garanti BBVA Integration

B2BPro integrates with Garanti BBVA — how the connection works, the flow, and the benefits for your business.

Provided in partnership with Bulut Tahsilat

Garanti BBVA is one of Turkey's leading private banks, majority-owned by Spain's BBVA group and widely recognized for its leadership in digital banking as well as its corporate and SME services. Companies in wholesale and B2B sales collect a significant share of their receivables through Garanti BBVA via EFT, wire transfers, and DBS (Direct Debit System). B2BPro is integrated with Garanti BBVA: through the Bulut Tahsilat partnership, it listens to your account activity in real time, captures each incoming payment the moment it lands at the bank, and automatically offsets it to the correct customer account. No more downloading statements, matching receipts, or calling accounting.

B2BPro's access to Garanti BBVA is read-only; the system only sees incoming and outgoing movements, while payment authority stays with your company. Each incoming payment is posted to the relevant dealer or customer account based on the sender's IBAN, tax number, a reference code in the description, or the matching rules you define, and balances update instantly. As a result, collection tracking runs without manual effort, end-of-day reconciliation takes minutes rather than hours, and your cash flow speeds up.

Benefits

Benefits of the Garanti BBVA integration

Live monitoring of Garanti BBVA accounts

Every EFT, wire transfer, and DBS payment landing in your Garanti BBVA accounts flows into your B2BPro dashboard in real time. Instead of downloading statements throughout the day, you see all incoming and outgoing movements in a single live list.

Automatic offset to customer accounts

Payments arriving from Garanti BBVA are posted automatically to the right dealer or customer account based on IBAN, tax number, the reference in the description, or the rules you define. The risk of mismatches and forgotten collections disappears.

Reconciliation in minutes

Instead of manually comparing your Garanti BBVA statement against ledger records, the system separates matched and unmatched items automatically. End-of-day reconciliation keeps your accounting up to date at all times.

Read-only, secure access

The integration runs on read-only account-activity access through the Bulut Tahsilat partnership; payment authority stays with your company. The infrastructure complies with KVKK (Turkey's data protection law), PCI DSS, ISO 27001, and 3D Secure, and data is processed encrypted.

FAQ

Frequently asked questions

Is B2BPro integrated with Garanti BBVA?

Yes. B2BPro is integrated with Garanti BBVA. Through the Bulut Tahsilat partnership, it listens to your Garanti BBVA account activity in real time, automatically offsets incoming EFT, wire, and DBS payments to the correct customer account, and automates reconciliation.

Can B2BPro withdraw money from my Garanti BBVA account?

No. Access to Garanti BBVA is read-only; the system only sees incoming and outgoing account movements and has no authority to make payments or transfers. Payment authority stays entirely with your company, and the infrastructure complies with KVKK, PCI DSS, and 3D Secure standards.

How is an incoming Garanti BBVA payment matched to the right account?

The system identifies the relevant account using the sender's IBAN, tax number, a reference code in the payment description, or the matching rules you define, then offsets the payment automatically. Items that do not match automatically are not lost; they are gathered in a separate list for your approval.